For many people in their 20s and 30s, the prospect of buying your own home is an enticing one.
Emergency fund – how, what when and why?
One comment that is often quoted in information and advice published from all sorts of people is the need to save an emergency fund.
Choosing a bank account – cash ISA vs savings vs deposit bonds
It’s easy to get a bank account: you just walk into a branch and ask for one.
National Savings & Investments
It’s easy to get a bank account: you just walk into a branch and ask for one.
Credit
Overdrafts vs Credit Cards vs Loans
Very few people live without debt, but how do you use it well? Here’s a few tips:
Surviving an IVA
An Individual Voluntary Arrangement typically lasts 5 years; that’s a long time so how are you going to get through that?
Debt Relief Order - How to Do It
Those on lower incomes with few assets (i.e. who don’t own their home), a relatively small amount of debt can get you into an awful lot of bother, but a debt relief order can mean you can right all of that off in some cases
Mortgages - How to Choose One
Those on lower incomes with few assets (i.e. who don’t own their home), a relatively small amount of debt can get you into an awful lot of bother, but a debt relief order can mean you can right all of that off in some cases
Protection
Basic Cover vs Luxury Cover - How to protect yourself financially
The insurance business sells peace of mind and, consequently, most insurance policies are never claimed on.
Insurance - Start early and get it cheaper
I’m not a fan of unnecessary purchases, but when it comes to financial protection there is an argument for getting …
When buying insurance - check your employee benefits
I’m not a fan of unnecessary purchases, but when it comes to financial protection there is an argument for getting …
Turning self employed - think about insurance
I’m not a fan of unnecessary purchases, but when it comes to financial protection there is an argument for getting …
Investment
Should I invest in Cryptocurrency?
I can’t quite believe I have to write this but NO! A thousand times NO!
The Stock Market is Collapsing
There are times when stock markets around the world fall in value very sharply, and very quickly.
How do you choose the best Stocks and Shares ISA?
Choosing a financial product may appear simple:
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Financial Protection
I Have Just Inherited
What should I do with the money?
Should I spend money from my pension or my ISA?
Some people are lucky enough to retire with savings built up in a pension…
Should I invest in property as a retirement plan?
The ultimate success, or otherwise, of a property investment will depend on the merits of the individual property/ies you buy.