Category

Blog
There is a lot of hearsay about how much money you can pass to your children without causing an inheritance tax headache, but in reality it is easier than you may be led to believe. First, you need to check if there’s even an issue with Inheritance Tax. Each person can have an estate of...
Read More
Inheritance tax can appear to be fairly simple in the way it is calculated; you add up the value of the taxable estate, take off the available nil rate bands, and then multiply by 40% to give you the tax. But all is not what it seems, and this can be much more complicated than...
Read More
Good question. And the answer can be different for each person, but here are few tips: Keep some: it is best to have some savings for emergencies, and it also helps smooth your expenditure if you make adhoc large payments for holidays, insurances etc. Spend some: if there is anything you would like to buy...
Read More
According to FT Adviser, by 2018, 88% of the products sold to provide retirement income were not lifetime annuities. This was a reversal of the retirement income market before 2015, so it is a reasonable question to ask. The vast majority of investors were sold, or chose, a flexi-access drawdown solution; this was the result...
Read More
Income drawdown is the pension product that can pay you an income, but still give an investment return on your capital. It’s not new but in 2015 it was revamped, and resold to the public as the great new way to access your money Flexi-access drawdown (FAD) was the new kid on the block: unlimited...
Read More
A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy, my dear friend, so absorbed in...
Read More
retirement planning Stanwell Spelthorne Borough financial adviser Ashford pension adviser Middlesex
Financial Planning – Why Do I Need That? Well, not everybody does. If you’re young and single and living with mum and dad, enjoy it while it lasts. If life depends on getting the right benefits and a low cost housing solution, the Citizens Advice Bureau will probably be more use than a fee charging...
Read More

WAKE UP YOUR WEALTH

We have been operating in the financial sector for ?? years and our friendly, caring and experienced team provide valuable financial advice on a range of financial matters, from Investments and Pensions to Mortgage and Healthcare plus everything in between.

CATEGORIES

Recent Comments