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January 31, 2021
According to FT Adviser, by 2018, 88% of the products sold to provide retirement income were not lifetime annuities. This was a reversal of the retirement income market before 2015, so it is a reasonable question to ask. The vast majority of investors were sold, or chose, a flexi-access drawdown solution; this was the result...
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Income drawdown is the pension product that can pay you an income, but still give an investment return on your capital. It’s not new but in 2015 it was revamped, and resold to the public as the great new way to access your money Flexi-access drawdown (FAD) was the new kid on the block: unlimited...
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